1. Privacy PolicyLuvitorshuvit Trading Limited ("Luvitorshuvit) is committed to protecting your privacy.  This privacy policy ("Privacy Policy") sets out the basis on which Luvitorshuvit collects information from you and also the basis on which any such information collected from you is dealt with.  By accessing this website, you are deemed to have read and agree to be bound by this Privacy Policy. 
  2. Terms of ServiceAs well as this Privacy Policy, the Terms of Service also govern your access to and use of this website.  . 
  3. AmendmentsLuvitorshuvit reserves the right to amend this Privacy Policy from time to time upon placing any such amendments on this website
  4. Collecting InformationWhenever you access this website, Luvitorshuvit will collect the following types of information from you:
    1. the lP address of your machine when connected to the internet and the domain name from which you are accessing the internet;
    2. the operating system and the browser your computer uses and any search engine you are using;
    3. the date and time you are visiting; and
    4. the URL's of the pages you visit,

as well as any other information you may explicitly provide in the course of accessing the website

  1. Further CollectionWhere possible, information will be obtained directly from you.  However, you acknowledge that by accessing this website information may also be collected from you as a result of the workings of the website and the attached systems and software.  In certain situations information which you have previously supplied to another website such as Bebo or Facebook could also be made available to Luvitorshuvit by such website if you access Luvitorshuvit in a way related to such other website.
  2. Use of InformationLuvitorshuvit uses the information provided by you or generated by your use of the website to provide the services Luvitorshuvit provides through this websiteThis could also include for instance in the course of providing such services, displaying your user name and any other information you have previously supplied to Luvitorshuvit or that you have supplied to any other website such as Bebo or Facebook if you access Luvitorshuvit in a way related to such other websites.  Luvitorshuvit also uses information collected from you to assess the performance of the website and to ensure that the website serves your needs in the most efficient manner possible.
  3. CookiesLuvitorshuvit may also place cookies on your computer.  Cookies are alpha numeric identifiers which are transferred to your computer's hard drive through your web browser to enable Luvitorshuvit to recognise you whenever you access this website and therefore better personalise your access of the website.  A cookie does not identify you personally but it does identify your computer.  The help portion of your browser's toolbar should tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether.  You should note however that if you do not allow the use of cookies or do not wish to provide certain information to Luvitorshuvit, you may not be able to take full advantage of this website and the services offered by Luvitorshuvit.
  4. Statistics:  Although Luvitorshuvit may use and publish non-personal aggregate statistics and group data about those people who access this website and their usage of the website, subject to the further terms of this Privacy Policy, Luvitorshuvit will not share or make public information about you without your prior permission.
  5. Data TransmissionUnfortunately, no data transmission over the Internet can be guaranteed as totally secure.  Whilst Luvitorshuvit strives to protect such information, we do not warrant and cannot ensure complete security of any information which you transmit to us.  Accordingly, any information which you transmit to us is transmitted at your own risk.  Nevertheless, once we receive your transmission, we will take all reasonable steps to preserve the security of such information.
  6. Accessing InformationIf you are an Individual' as that term is defined in the Privacy Act 1993 you are entitled to access any information which Luvitorshuvit may hold about you and Luvitorshuvit is obliged to provide this information to you as long as it has such information and such information can be readily retrieved.  You are also entitled to request Luvitorshuvit to correct any inaccuracies in any information which Luvitorshuvit holds about you.  Luvitorshuvit is entitled to charge you for the reasonable costs of retrieving, providing this information and as applicable correcting this information.
  7. Providing InformationNotwithstanding any other provisions of this Privacy Policy you agree that Luvitorshuvit may provide any personal information it collects about you to its related companies (as defined in section 2(3) of the Companies Act 1993 (NZ)), debt collection and credit reference agencies and any other parties it deems necessary in relation to providing you access to this website and exercising any lawful right Luvitorshuvit, its related companies or debt collection and credit reference agencies may have. 
  8. Disclosing InformationYou also agree that Luvitorshuvit is entitled to disclose information it holds about you without your prior permission if Luvitorshuvit reasonably believes that such disclosure is necessary to:
    1. meet legal requirements;
    2. comply with legal process or help to maintain the law;
    3. protect Luvitorshuvit's rights or property or that of Luvitorshuvit's related companies; or
    4. enforce the Terms of Service or any other agreement that Luvitorshuvit may have with you.
  9. Combining Information: Luvitorshuvit may combine any information which it collects from you with information collected by its related companies.
  10. Jurisdiction:  This website is governed by and is to be interpreted in accordance with the laws of New Zealand and subject to clause 18 of the Terms of Service, to the greatest extent permitted at law, in all matters relating to or arising from your use of this website, you agree to submit to the exclusive jurisdiction of the Courts of New Zealand.  If you are accessing this website from outside New Zealand you agree to any information collected from you or through your use of this website being transferred to and stored in New Zealand or such other countries as Luvitorshuvit deems appropriate.
  11. Failure to Comply:  Luvitorshuvit accepts no liability for any failure to comply with the terms of this Privacy Policy, where such failure is due to circumstances beyond its reasonable control.
  12. WaiverIf Luvitorshuvit waives any rights available to it under this Privacy Policy on one occasion, this does not mean that those rights will automatically be waived on any other occasion.
  13. SeverabilityIf any provision of this Privacy Policy is held to be invalid, void, unenforceable or illegal for any reason, such provision shall be deemed to be severed from this Privacy Policy but only to the minimum extent necessary to avoid such issue and the remainder of any such provision as well as all other provisions of this Privacy Policy shall continue in full force.
  14. QueriesIf you have any queries in regard to our Privacy Policy please don't hesitate to contact us.